Privacy policy.
Last Updated: August 13, 2025
This Privacy Policy describes how Lugo Consulting Services Inc., doing business as Lugo Accounting (“we,” “us,” or “our”) collects, uses, and protects your personal information when you visit our website, use our services, or interact with us in other ways.
By using our website or services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website.
Information We Collect
We may collect the following types of information:
A. Information You Provide to Us Directly
Name, email address, phone number, and mailing addresz
Business name, entity type, and financial information
Login credentials (if applicable)
Payment information when purchasing services
B. Information Collected Automatically
When you visit our website, we may automatically collect:IP address and browser type
Pages you visit and actions you take
Device information and operating system
Cookies and similar tracking technologies (see Section 7)
C. Information from Third Parties
We may receive information from trusted partners, service providers, or public databases to enhance our records or provide services.How We Use Your Information
We may use your information to:
Provide and manage our accounting, bookkeeping, tax, payroll, and related services
Process payments and deliver invoices or receipts
Communicate with you, including responding to inquiries
Send important updates, service information, and marketing communications (with your consent where required)
Improve website performance and user experience
Comply with legal and regulatory requirements
How We Share Your Information
We do not sell your personal information. We may share it with:
Service Providers: Payment processors, IT support, cloud storage providers, and marketing platforms
Legal & Compliance: When required by law, subpoena, or regulatory request
Business Transfers: In the event of a merger, acquisition, or sale of assets
With Your Consent: When you direct us to share information
All third parties are required to maintain the confidentiality and security of your information.
Data Security
We use SSL encryption and other industry-standard safeguards to protect your personal information. However, no system is 100% secure, and we cannot guarantee absolute security.
You are responsible for keeping your login credentials confidential and for notifying us immediately if you suspect unauthorized access.
Data Retention
We retain your personal information only for as long as necessary to:
Fulfill the purposes described in this Privacy Policy
Comply with applicable laws and regulations
Resolve disputes and enforce agreements
Your Rights
Depending on where you live, you may have certain rights, including:
Access & Portability: Request a copy of the personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information (subject to legal requirements)
Opt-Out of Marketing: Unsubscribe from promotional emails at any time
To exercise your rights, contact us at walber@lugoaccounting.com.
Cookies and Tracking Techniques
We use cookies and similar technologies to:
Remember your preferences
Improve site performance
Analyze site traffic
You can disable cookies in your browser settings, but some site features may not function properly.
International Users
Our services are intended for clients in the United States. If you access our website from outside the U.S., you consent to the transfer and processing of your data in the U.S.
Children’s Privacy
Our website and services are not directed to children under the age of 13, and we do not knowingly collect personal information from them.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of our website after changes are posted constitutes acceptance of those changes.
Contact Us
If you have questions or concerns about this Privacy Policy, contact us at:
Lugo Consulting Services Inc., doing business as Lugo Accounting
555 Broadway
Bayonne, NJ 07002
(646) 851-3034
walber@lugoaccounting.com